Saving Instrument
|
Rate of Int. p.a.
|
Lock-in Period ( in Yrs.)
|
Aggregate Tax Exemption Limit U/s 80C
|
Bank Depsoit-Tax Saving
|
8 - 9 %
|
5
|
1.5 Lakh
|
Equity Linked ( ELSS) Fund Scheme | Market Defined | 3 | 1.5 Lakh |
Nationa Saving Certificate (NSC) | 8.50% | 5 | 1.5 Lakh |
Post Time Depsot Account ( 5 Yrs.) | 8.50% | 5 | 1.5 Lakh |
Public Provedent Fund (PPF) | 8.70% | 15 | 1.5 Lakh |
Unit Linked Insurance Plan ( ULIPs) | Market defined | variable | 1.5 Lakh |
Prem. paid on Life Insurance Policies including Pension Plan | 5% - 7% | 3 | 1.5 Lakh |
Senior Citizen Saving Scheme | 9.20% | 5 | 1.5 Lakh |